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Putting Our Merchants First



Our Business

is Saving You Money

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Merchant Services Designed With You in Mind


When you are looking for a card processing service, you need to know that you are working with a merchant services provider that makes you their priority. At Georgia Merchant Services we take pride in providing our clients with the lowest card processing rates with the highest standard of customer service. We are invested in your success, so we make it a point of pride to support small business owners by providing them with free equipment, lightning-fast deposits, and attentive customer support that is always just a phone call away.


Call today and let us start saving you money right away!

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NO HASSLE, NO CONTRACTS

Say goodbye to restrictive contracts and hidden fees! There are never any penalties for canceling your service.

NEXT DAY DEPOSITS

Get your money when you need it! All deposits are posted the next business day by 7 PM!

FREE STARTER EQUIPMENT

When you start your service, you'll receive a standard POS device for free! 

ONLY THE LOWEST RATES

We make it our business to find you the lowest possible rate on the market for your risk category.

SOLUTIONS DESIGNED FOR YOUR BUSINESS


We are not only one of the largest merchant services providers in the country, but we are also proud members of your community. See the difference that a provider with a national presence but hometown ethics can make for your business. We handle card payment processing, but we also eat at your restaurants, hire your contractors, and drink your lattes. Georgia Merchant Services is invested in our community because we are a part of our community.


Give us a call today and see for yourself the difference that a merchant services provider with a personal touch can make!

Learn About Our Services

Locally Owned and Operated

We are proud to help small businesses in our community save money and provide them with the absolute best customer support. When you call us, you won't be connected with a robot, but a real human being who can provide you with the tailored customer service that you deserve. You can always count on us to be on your team!

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Because Your Time Is Valuable

Hassle-Free Setup

Contact us by phone or email.

Choose your equipment.

Easy terms with no hidden fees.

Responsive customer service.

Let's Get Started!

Book a Consultation with Us

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Merchant Services Payment Solutions


GMS is a proud partner of Clover business management solutions. With their suite of state-of-the-art POS terminals featuring over 300 apps and powerful analytic tools, Clover is the industry leader in high-quality merchant processing devices at a price point that can't be beaten. If you're not in the market for a smart POS machine, Georgia Merchant Services also provides standard  EMV-compatible POS terminals at low prices.

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TRUST OUR DEDICATED CHARGEBACK TEAM


Are spurious chargebacks giving you grief? You need a merchant services provider that is always on your side. Our dedicated team will fight on your behalf to ensure that you always get the money that you're owed and that disputes are settled promptly.

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STARTUP EQUIPMENT AT NO COST TO YOU

Georgia Merchant Services is always invested in the success of your business. This means helping you save money wherever you can. We've partnered with Clover business management solutions to provide your business with free basic POS terminals that are available to you for the duration of your service with us. Let Georgia Merchant Services help lighten the load so that you can focus on building the business of your dreams.

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Cutting-Edge Credit Card Processing

As leaders in the card processing industry, Georgia Merchant Services makes it a priority to always stay ahead of innovations in POS technology. We always provide our clients with the most up-to-date equipment and work closely with our partners to ensure that you have a seamless transition when it's time to update.

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Our Core Values
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The Lowest Rates

on the Market

Georgia Merchant services specializes in providing our clients with the absolute lowest rates in card processing available on the market today. We're not interested in the hidden administrative fees and predatory rate changes of our competitors. We are advocates for small businesses who believe that we can only succeed by adhering to our values of saving our clients money while providing superior customer service.


You won't find better rates on the market, so call us when you are ready to start saving money.

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The Best Rates for Small and Mid-Sized Businesses


Georgia Merchant Services is a firm dedicated to the success of small and mid-sized businesses. That's why we provide only the lowest rates to our clients -- guaranteed. We want you to generate revenue and expand your credit, and we know that the best way we can help is by saving you money on every transaction that you make.

GMS Rates

Customer Satisfaction is Our Passion

 We take pride in making our clients feel valued. That's why we have a dedicated team of customer service professionals who take your business just as seriously as you do. Don't settle for merchant services providers who pass you off to automated hotlines and convoluted FAQs. Choose a team who will advocate on your behalf and always put your concerns first.

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State-of-the-Art
Virtual Terminals

Our Virtual Terminal provides all of the same great features as the eCommerce integration via the merchant web portal. Sign in and run your business by collecting payments over the phone or through the mail all while using our Virtual Terminal to manage all of your processing in a secure and organized way.

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Card Processing for All Risk Levels

If you operate in a medium or high-risk industry, you're likely frustrated by the exorbitant rates for payment processing you've encountered. Georgia Merchant Services believes that all businesses should have access to quality service at affordable rates, regardless of risk.


Call us today and see the difference that a merchant services provider that is dedicated to their client's success can make.

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A Part of Your Community

Georgia Merchant Services is proud to be a locally operated firm. We aren't a faceless Silicon Valley tech giant, we are your neighbors. Contact us today and find out the difference that a merchant services provider that is a part of your community can make.

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FAQS

Here are answers to some common questions. Learn more about Georgia Merchant Services and what we do. 

  • What sets GMS apart from my bank?

    We provide full customer assistance, so that means you will be chatting with a local professional who can help you right away when you get in touch with us. If you decide to end your relationship with us, there are no cancellation fees. We also provide free standard equipment, such as Paxs80, Clover Mini, and Clover Flex.

  • What card processing services do you offer?

    Georgia Merchant Services supports a full host of card processing solutions tailored to the individual needs of your business.  We offer a suite of POS terminals that will make card processing more secure and efficient.  When you need card processing solutions, GMS is prepared with unmatched customer service, end-to-end security measures, and state-of-the-art equipment that will take the guesswork out of card processing.  With our partners at Clover, we can provide the best card processing and POS services on the market today.

  • What is the time frame for deposit availability?

    You should notice your deposit in your account the next day if it is processed before 7 PM EST with an 11 PM cutoff time.

  • What is a chargeback?

    A transaction that a consumer disputes is called a chargeback. Your ability to get credit is negatively impacted by frequent chargebacks. We have a chargeback team here to assist you with dispute resolution.

  • After setup, when will I be able to accept payments?

    You should be able to process online accounts the following business day. We aim to schedule servicing and deliver the card processing equipment of your choosing to you within four business days for retail clients.

  • My other payment processor is still charging me, despite setting up service with GMS. Can they legally do that?

    Yes, it is your duty as the merchant to get in touch with your previous card processing provider and ask them to cancel your subscription. We urge you to terminate the service as soon as GMS has finished setting up your new card processing system because services typically run on a month-to-month basis.

Interested in Joining Our Team?

Georgia Merchant Services is a registered ISO of PNC Bank, N.A., Pittsburgh, PA – Member FDIC.
 

Georgia Merchant Services is a contracted partner of First Data (and/or Clover) Solutions. This web page or website is not an official page of First Data Corporation, Clover, its subsidiaries, or affiliated businesses.

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