Putting Our Merchants First

Your High-Risk Account is in Safe Hands

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The Perfect Home for High-Risk Card Processing in Albany, GA

Some types of industries are considered high-risk for merchant services and as a result, might face exorbitant rates and difficulty finding a provider. At Georgia Merchant Services we believe that all small businesses deserve fair rates and protection from frivolous chargebacks. If your business in Albany is experiencing difficulties related to high-risk card processing, get in touch with us today and we will have you up and running in no time at all!

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NO HASSLE, NO CONTRACTS

Say goodbye to restrictive contracts and hidden fees! There are never any penalties for canceling your service.

NEXT DAY DEPOSITS

Get your money when you need it! All deposits are posted the next business day by 7 PM!

FREE STARTER EQUIPMENT

When you start your service, you'll receive a standard POS device for free! 

ONLY THE LOWEST RATES

 We make it our business to find you the lowest possible rate on the market for your risk category.

SOLUTIONS DESIGNED FOR YOUR BUSINESS

We are not only one of the largest merchant services providers in the country, but we are also proud members of your community. See the difference that a provider with a national presence but hometown ethics can make for your business. We handle card payment processing, but we also eat at your restaurants, hire your contractors, and drink your lattes. Georgia Merchant Services is invested in our community because we are a part of our community.


Give us a call today and see for yourself the difference that a merchant services provider with a personal touch can make!

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Locally Owned and Operated

We are proud to help small businesses in our community save money and provide them with the absolute best customer support. When you call us, you won't be connected with a robot, but a real human being who can provide you with the tailored customer service that you deserve. You can always count on us to be on your team!

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Because Your Time is Valuable

Hassle-Free Setup

Contact us by phone or email.

Choose your equipment.

Easy terms with no hidden fees.

Responsive customer service.

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Merchant Services Payment Solutions

GMS is a proud partner of Clover business management solutions. With their suite of state-of-the-art POS terminals featuring over 300 apps and powerful analytic tools, Clover is the industry leader in high-quality merchant processing devices at a price point that can't be beaten. If you're not in the market for a smart POS machine, Georgia Merchant Services also provides standard  EMV-compatible POS terminals at low prices.

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TRUST OUR DEDICATED CHARGEBACK TEAM

Are spurious chargebacks giving you grief?  You need a merchant services provider that is always on your side. Our dedicated team will fight on your behalf to ensure that you always get the money that you're owed and that disputes are settled in a timely manner.

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STARTUP EQUIPMENT AT NO COST TO YOU

Georgia Merchant Services is always invested in the success of your business. This means helping you save money wherever you can. We've partnered with Clover business management solutions to provide your business with free basic POS terminals that are available to you for the duration of your service with us. Let Georgia Merchant Services help lighten the load so that you can focus on building the business of your dreams.

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Cutting-Edge Credit Card Processing

As leaders in the card processing industry, Georgia Merchant Services makes it a priority to always stay ahead of innovations in POS technology. We always provide our clients with the most up-to-date equipment and work closely with our partners to ensure that you have a seamless transition when it's time to update.

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Our Core Values

Customer Satisfaction

Our priority is to make sure that you are completely satisfied with the service that you receive from beginning to end. We endeavor to provide peerless customer support that is both swift and helpful.

Speed

We know that your time is valuable and that you should never be left waiting. Whether you need equipment delivery, deposits, or customer service GMS is here to ensure that you receive the support you need promptly.

Industry Knowledge

In order to keep up in your industry, you need a merchant services provider that is always up-to-date with technology, regulations, and best practices. GMS keeps you informed to that you know that you are always competitive in your field.

Excellence

Excellence goes beyond superior customer service. It means transparency, integrity, and honesty so that you know you are working with professionals you can trust. GMS provides the highest standard of service from a company that is always informed by our values.

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The Lowest Rates on the Market

Georgia Merchant Services specializes in providing our clients in Albany with the absolute lowest rates in card processing available on the market today. We're not interested in the hidden administrative fees and predatory rate changes of our competitors. We are advocates for small businesses who believe that we can only succeed by adhering to our values of saving our clients money while providing superior customer service.


You won't find better rates on the market, so call us when you are ready to start saving money.

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The Best Rates for Small and Mid-Sized Businesses

Georgia Merchant Services is a firm dedicated to the success of small and mid-sized businesses in Albany. That's why we provide only the lowest rates to our clients -- guaranteed. We want you to generate revenue and expand your credit, and we know that the best way we can help is by saving you money on every transaction that you make.

GMS Rates

Customer Satisfaction is Our Passion

 We take pride in making our clients feel valued.  That's why we have a dedicated team of customer service professionals who take your business just as seriously as you do.  Don't settle for merchant services providers who pass you off to automated hotlines and convoluted FAQs.  Choose a team who will advocate on your behalf and always put your concerns first.

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State-of-the-Art
Virtual Terminals

Our Virtual Terminal provides all of the same great features as the eCommerce integration via the merchant web portal. Sign in and run your business by collecting payments over the phone or through the mail all while using our Virtual Terminal to manage all of your processing in a secure and organized way.

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Card Processing for All Risk Levels

If you operate in a medium or high-risk industry, you're likely frustrated by the exorbitant rates for payment processing you've encountered. Georgia Merchant Services believes that all businesses should have access to quality service at affordable rates, regardless of risk.


Call us today and see the difference that a merchant services provider that is dedicated to their client's success can make.

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A Part of Your Community

Georgia Merchant Services is proud to be a locally operated firm. We aren't a faceless Silicon Valley tech giant, we are your neighbors. Contact us today and find out the difference that a merchant services provider that is a part of your community can make.

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High-Risk Card Processing Tailored to Your Needs


Georgia Merchant Services supports a full host of high-risk card processing solutions tailored to the individual needs of your business.  We offer a suite of POS terminals that will make high-risk card processing more secure and efficient.  When you need high-risk card processing solutions, GMS is prepared with unmatched customer service, end-to-end security measures, and state-of-the-art equipment that will take the guesswork out of high-risk card processing.  With our partners at Clover, we can provide the best high-risk card processin g and POS services on the market today.


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FAQS

Here are answers to some common questions. Learn more about Georgia Merchant Services and what we do. 

  • What sets GMS apart from my bank?

    We provide full customer assistance, so that means you will be chatting with a local professional who can help you right away when you get in touch with us. If you decide to end your relationship with us, there are no cancellation fees. We also provide free standard equipment, such as Paxs80, Clover Mini, and Clover Flex.

  • What is a chargeback?

    A transaction that a consumer disputes is called a chargeback. Your ability to get credit is negatively impacted by frequent chargebacks. We have a chargeback team here to assist you with dispute resolution.

  • After setup, when will I be able to accept payments?

    You should be able to process online accounts the following business day. We aim to schedule servicing and deliver the card processing equipment of your choosing to you within four business days for retail clients.

  • My other payment processor is still charging me, despite setting up service with GMS. Can they legally do that?

    Yes, it is your duty as the merchant to get in touch with your previous card processing provider and ask them to cancel your subscription. We urge you to terminate the service as soon as GMS has finished setting up your new card processing system because services typically run on a month-to-month basis.

Serving Albany, GA

Albany, GA

High-Risk Card Processing